Payday Loans: Smart Solution or Reckless Spending? - September 2008
Your car broke down. You need to buy a sudden gift you forgot about. Your mobile service is on the verge of being shut off because you can’t afford to pay the next bill. You need money – right now. more
Personal Loans vs Credit Cards as Personal Borrowing Options - August 2008
Sudden car repair expenses. A holiday you can’t quite afford. A low-cost business start-up you want to fund personally. It sounds like you need to borrow some money. Where should you get it? more
Is Debt Consolidation Right for You? - June 2008
The thought of merging your debts to get creditors off your back through a debt consolidation loan can certainly be appealing. No more collection letters. No more harassing phone calls interrupting you during your family’s dinner. No more wondering if you’ve remembered to pay everyone this month. Just one bill, one payment, once a month – and with a lower interest rate to boot! more
Personal loan for Christmas - October 2007
With the growing understanding among shoppers that credit cards are one of the most expensive method of borrowing money, many people this year are looking for other means of paying for their holiday shopping spree. Some of these people are finding there’s one method of paying for Christmas spending that is often overlooked: the personal loan... more
Personal Loans: Not just for cars anymore - May 2007
Personal loans are one of the fastest growing segments in the financial loan industry. They now comprise almost a quarter of the loans given in each year... more
Defeating the Catch 22 of Credit - May 2007
Most of the articles around about loans, credit cards and credit deal with a person that has a bad credit history. This is perhaps easy to see from a conceptual level simply because the natural inclination is that a person with bad credit history is going to be a person that needs more help... more
Student Loans - April 2007
One of the most important decisions a person will ever make in their life is the decision to go and better themselves through education... more
Dissecting a Line of Credit - March 2007
In the world of personal finance there are many ups and downs in the life of an average person and with all the different things that a person can do to either improve or destroy their personal financial life it can sometimes be difficult for your average Joe to wrap their head around some of the finer points of personal finance... more
Paying off Your Personal Loan - Jan 2007
A personal loan is simply a loan to an individual borrower for an agreed period. Personal loans usually have a fixed rate of interest, which makes it easier for you to work out if you can afford the repayments... more
Types of Personal Loans - Jan 2007
Personal loans are usually for much smaller amounts of money than mortgages but can be as high as $50,000. Because personal loans are often not secured like home loans, interest rates can be higher... more
Who are Non-conforming loans for? - Dec 2006
Non-conforming loans are available for people who are unable to qualify for a conventional home or personal loan, for various reasons... more
When should I use a Personal Loan? - Dec 2006
Secured home loans are sometimes very difficult to obtain, especially if you have a low, irregular or highly variable income, or a poor credit history... more
Car loan checklist - Feb 2006
There are several key factors to consider when looking for the best car loan out there. For example, you will want to have a choice of car loans with competitive interest rates and features like loans for individuals that also include private sales... more
Things to consider regarding personal loans - Feb 2006
There are many occasions in which some extra money could really make your life easier, and often a personal loan is the best solution to solving a financial crisis. Of course, as with any loan, you will have to pay an interest... more
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