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Citibank

Latest Offers: Citibank Personal Credit

If you currently have a personal loan and you are paying over 10% p.a. then why not transfer your current loan to the Citibank Personal Credit product. Credit card debt stacking up? You can also transfer credit cards to this product also.

Citibank are offering an amazing rate of 6.9% for the life of the loan / credit cards that you transfer to Personal Credit. No matter if you are currently paying 10%, 15% or even 30%, at 6.9% for life, think about how much interest you could save.

Transfer your Personal Loan and/or Credit Cards and pay only 6.9% for Life!

Citibank Personal Credit combines a fantastic balance transfer rate with a low ongoing rate on purchases and cash advances.
  • Low rate of 6.9% p.a.* for life on balance transfers†
    Transfer your current personal loan to Citibank Personal Credit and reduce the interest rate to 6.9% for the life of the transfer. Stop paying high interest on your current personal loan.
  • 13.99% p.a. ongoing saves you even more
    Low ongoing interest rate on purchases and cash advances. Use it for everyday purchases, and you save even more. With flexibility in mind you can borrow additional money, quickly and easily with no additional paperwork up to your credit limit.
  • None of the everyday transactional fees#
    You'll pay no application fees, no ATM fees, no cash advance fees and no EFTPOS fees. Even more money stays in your pocket with a low annual fee of $69.
  • Credit limits from $5,000-$25,000^
    Use on any purchase or transfer your balances. Have the freedom to repay and re-borrow funds again and again.


Find Out More or Apply Online for the Citibank Personal Credit Special Low Ongoing Rate Offer
Editors ChoiceCitibank Personal Credit
Credit Application

Offline Application
Download Application
Don't want to apply online?
Download an application form, complete the details, then simply fax or post your application. Click here to download the pdf. Good luck with your application.

Terms & Conditions
Citibank Personal Credit - Terms:
* 6.9% p.a. interest rate applies only to balances transferred with this offer.
† Balance transfers are repaid first. Transactions made other than with this offer will be subject to Citibank's standard Personal Credit rate currently 13.99% p.a., which is variable, subject to change and Citibank's credit criteria.
# Low annual fee of $69 applies. Currency conversion fee applies to transactions made in a foreign currency. Other service fees and charges including late payment fee and dishonour fees may apply.
^ The credit line of $5,000 to $25,000 is subject to Citibank credit criteria.









Credit Summary Box


Citibank Personal Credit
Purchase Rate Interest Free Cash Advances Balance Transfer Annual Fee
13.99%   13.99% 6.9%
for the life of the transfer		 $69
Citibank Personal Credit Apply

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Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit terms and conditions on the issuer's web site.

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