The personal loans market is an interesting one. Often financial institutions quote low interest rates but these are based on a high lending amount, being fully secured and/or paying off the loan over a long period of time. Basically, what people are not looking for in a personal loan. With the increasing competitiveness of the Personal Loan market there are now some great offers.
Citibank have delivered to the market a range of Personal Credit solutions with outstanding features, rates and fees. ReadyCredit would have to be your first point of call for a new personal loan. This is a great product from Citibank giving you the freedom of a line of credit up to $25,000 as and when you need it.
Looking to Refinance or Consolidate Debt?
You can transfer the loan at the very low rate of 6.9% p.a. and pay this low rate until the loan is completely paid off! With most personal loans having rates between 20%-35% p.a. how much could you save? Find Out More.
Key Features for the Citibank ReadyCredit - Low Introductory Offer:
NO annual fee, NO application or setup fees - ATM/EFTPOS transaction fees, cash advance fees#
SAVE with a Low Introductory Rate - Special Offer 2.9% p.a. for 6 months† on ANY purchases, balances you transfer and cash advances.
Freedom to do what you want - With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay and re-borrow funds again and again
A revolving line of credit - This means interest is charged only on the amount you use of your total credit limit. Borrow only and when you need to, while only paying interest on the amount that you do.
Terms & Conditions
Citibank ReadyCredit - Low Introductory Offer Terms:
† 2.9% p.a. introductory interest rate is available on purchases, cash advances, and balance transfers. After the six month introductory period the interest rate will revert to an interest rate of 17.75% p.a. This interest rate is variable and subject to change and Citibank credit criteria.
^ The credit line of $5,000 to $25,000 is subject to Citibank credit criteria.
# Currency conversion fee applies to transactions made in a foreign currency. Other service fees and charges including late payment fee and dishonour fees may apply.
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Citibank ReadyCredit
2.9% p.a. for 6 months on purchases, balance transfers and cash advances
17.75%
2.9%
for 6 months
No Fees for application, setup, ATM / EFTPOS transaction, cash advance#
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