- EASY to apply with a response in 60 seconds. Apply online and you won't need to wait days for an answer, fill out loads of forms or even have to visit a branch.
- SAVE with low rates from 12.74% p.a.* (comp. rate 13.15% p.a.ø) Our rates are amongst the most competitive in the market. You'll also avoid future interest rate rises because your rate is fixed for the life of your loan.
- SAVE even more with 0.50% p.a. off your rate with Loanguard. Take out Loanguard payment protection insurance and we'll discount your interest rate.
- FREEDOM to re-draw on your loan
A redraw facility ‡ allows you to access repayments you've made any time, for any purpose.
- APPLY TODAY and you could have your money within 48 hours. Your loan will be paid directly into your nominated account within 48 hours of being approved, whoever you bank with.
Click Here for More Information about Citibank Personal Loans
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| Important Information: To apply for this loan you must to be over 18, have a good credit history and be a permanent resident / citizen of Australia. Earn a minimum taxable income of $30,000 a year. |
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Download an application form, complete the details, then simply fax or post your application. Click here to download the pdf. Good luck with your application. |
Applications may not be accepted if you have been approved for another Citibank offer in the last 9 months. To process your application, we need to verify your identity and income. To verify your identity, please provide a telephone number that we can contact you on easily. Please also notify your payroll department (or accountant if self employed) and authorize them to confirm your income and identity details when contacted by a Citibank loan specialist. We aim to contact you within 3 days of receiving your application to discuss the terms of your loan. Our decision is subject to the verification of your income and identity, and once this is finalised a contract will be sent to you for signature.
* Rates vary with credit scoring and loan amount, and are available to customers meeting our credit criteria for prime rates. For customers not meeting this criteria, an alternative rate may be offered, as determined by an assessment of your personal circumstances. Rate includes 0.50%p.a. discount on your loan rate where Loanguard Insurance is taken out with your Citibank Personal Loan. Issuer: MetLife Insurance Limited ABN 75 004 274 882, AFSL 238096. You should consider the Product Disclosure Statement available at www.citibank.com.au, and whether or not the product is appropriate for you, before making a decision about the product.
ø The comparison rate is 13.15%p.a., calculated for an unsecured loan amount of $50,000 for 5 years. A comparison rate schedule is available at 2 Park Street, Sydney or at www.citibank.com.au. Terms and conditions apply and are available upon request. Fees and charges apply. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
‡ Only available on amounts over $500. A $10 redraw fee applies. Subject to meeting the redraw criteria.
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